Central Florida 4-Point Insurance Inspections

A four-point insurance inspection is sometimes a requirement when obtaining a new homeowners insurance policy or renewing an existing policy for houses that are 25-30 years or older in the Central Florida area.

This 4-point insurance inspection includes a limited scope evaluation of the following four systems:

Roof

Electrical System

HVAC System

Plumbing System

The inspections purpose is to determine the components, general condition, and age of these systems. The Insurance Company will typically require that the inspections be performed by suitably licensed and qualified persons. Check with your insurance company to see if our professional qualifications are acceptable.

*Insurance inspections are NOT to be confused with a “standard home inspection” which covers many aspects of the home. For more information talk to one of our inspection specialists.

**Requirements for insurance companies may exclude some of the systems of a 4-Point Inspection. Often, all that is required is the evaluation of a specific system of the house, such as the roof, electrical system, or a limited combination of systems. When calling to book the inspection please inform us if this is the case and which systems should be evaluated. The pricing may be adjusted based on this fact.