The differences between an Appraisal and Home Inspection

Your Home is your nest egg

There are some valuable tips to keep in mind to make sure you get the best value from your home appraisal.  First you have to understand what an appraisal is and what it’s not.  A home appraisal is very different from a home inspection service.

A home inspection service is a very thorough and detailed report of the current condition and possible future condition of the home you are looking to buy. A home inspection service is not compulsory or officially needed in the home buying process, an appraisal is.

A home inspection service will give you a very detailed picture overall of the property that you are looking to buy, it will take into consideration the plumbing, heating and electrical systems that are in the home and assess them in terms of how they are functioning and what their life span looks like.

An appraisal is standard and considered to be very important in the home buying process. The banks will only give the person looking for a loan the money they require based on the market value determined by the appraisal. The home will become collateral against the loan; the bank will want a report to be confident that the value of that loan is guaranteed against that house.

Buying a home can be stressful enough without any need for added pressure; it is the biggest single investment they will ever make. You need to be sure that the investment you are about to make is a sound one and the best decision for your family and your future. Make sure that you get an accurate appraisal with a correct valuation on the property,and then make sure to back up the information on the appraisal by contacting a professional home inspection company.

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