Is the area where you live prone to tornadoes and extreme weather conditions? Do you live near the Florida coast? If the answer is yes, to any of the above questions, then you may find that a wind mitigation inspection service is needed.
A professional wind mitigation service tests how your home will stand up against the weather that’s associated with hurricane force winds and relentless rain.
If you are homeowner, then you are the one who is solely responsible for hiring a wind mitigation service. If your home has the right type of roof, high impact resistant windows, hurricane shutters, and/or reinforced garage doors, you can send a copy of the report to your insurance company to request a discount on your annual property insurance premium.
Depending on the location of the property, and if you are a tenant, an insurance company may ask you to provide a copy of your landlord’s inspection before they approve you renter’s insurance. You, as the tenant, will not be able to get an inspection yourself because you do not own the property.
Again, getting a wind mitigation service is a powerful tool that can reduce the costs of your homeowner’s insurance (a discount depends on the final findings of the inspection company). In general, this service is available for condos, single-family homes, townhouses and all commercial buildings.
The time to get a wind mitigation service is probably right before you are about to purchase a homeowner’s insurance policy, or at policy renewal time. A home inspection expert would be glad to help fill you in on the information that you need regarding a property wind mitigation inspection.
If you need any help, or more information on what a wind mitigation inspection is, and how to go about hiring a company to perform one, simply click here.
