How important is a Wind Mitigation Test and How Does it Affect my Home Insurance?

constructionFeaturesBig

When you are thinking about purchasing a property, or you already own a property, make sure to contact a professional home inspection company for a home review on that property. A home inspection is not just a one-time service, there are many specialist services home inspection company’s offer to give customers peace of mind.

One service, we will have a look at today, is a wind mitigation test.  A wind mitigation test is a service that is carried out to help homeowner’s qualify for a discount on their insurance premiums. The discounts and lower prices are usually given by insurance providers to homeowners that have suitable wind resistant features protecting their homes, e.g. roof straps, impact-resistant windows, and/or reinforced garage doors.

Having adequate wind resistant features protecting your home helps significantly, especially if your home is located in an area where there is high hurricane activity and severe wet seasons. The insurance providers see that having suitable protection decreases the chances of that home being damaged during strong storms. This results in the insurance company being less likely to pay out in damages every time there is a hurricane or every time the wet seasons hit.

When a wind mitigation test is carried out on the home’s roof, gable end bracing,  even the design, the positioning of the building, add wall connections will all be evaluated and correctly inspected. Garage doors and fitted hurricane shutters will be tested for functionality and safety. After submitting the test to your insurance company they will calculate the appropriate discount amount.

If you would like a wind mitigation test carried out on your property to lower your insurance premiums, then contact a local professional home inspection company today. Make sure that your home is safe during these tough weather seasons and that you have the best insurance coverage should anything unpredictable happen.

 

Photo Credit

new home inspections

Top 5 Reasons New Home Inspections in Tampa Are Essential

House prices can change quite a bit with time, and they've fallen in Tampa over the last year. When investing in a property, the last thing you want to happen is for the value to drop. Sometimes, this will be inevitable, but it's also possible that the value can...
foundation inspection

6 Critical Signs You Need a Foundation Inspection Now

A 2023 survey revealed a nationwide housing shortage, with nearly 4 million missing homes, a 3% jump from the previous years. This shortage puts pressure on developers and buyers, making some to overlook crucial steps like a foundation inspection. Remember, while your...
pre-purchase home inspection

What to Expect During a Pre-Purchase Home Inspection

Homeownership dreams are alive for many Americans. In fact, nearly 1 in 8 (12% of Americans) intend to buy a home in 2024 -- with Florida being an attractive choice for many. If you're dreaming of owning a home in sunny Central Florida, doing a pre-purchase home...
phase 1 environmental assessment cost

How Much Does a Phase 1 Environment Assessment Cost in Ocala?

You've scouted out the perfect commercial property in Ocala, FL, and you're ready to make a move to buy it. But... hang on. There's a big step that needs to happen first: a Phase 1 Environmental Site Assessment. You might be asking yourself what it is. And "What does...
Rental property inspection checklist

Rental Property Inspection Checklist for Ocala, Florida Residents

Regular property inspections can save Ocala landlords thousands of dollars. Though there's an upfront cost, the savings from missed maintenance issues are significant. These can include problems with your HVAC, electrical, plumbing, roof, and more. Florida also ranks...
new construction

Crafting Your Construction Budget: A Complete Walkthrough

You're about to start a new construction project, but find yourself getting nervous about the cost. What can you do? The best move is to craft a construction budget! Today we're guiding you through the process of crafting an accurate budget that not only anticipates...
Well Water Quality Testing

How Well Water Quality Testing Can Impact Property Value and Home Sales

We all know curb appeal can impact whether a home sells, but did you know that water quality can have an impact, too? Don't neglect to factor in the water running from your taps when you're getting ready to sell a home. And that's especially true if you're relying on...
manufactured home tie-down certifications

Understanding the Importance of Manufactured Home Tie-Down Certifications

Did you know that manufactured home tie-down certifications play a crucial role in ensuring the safety and stability of your dwelling? As a home buyer or real estate agent, understanding the significance of these certifications is paramount. According to studies,...
Balcony railing inspections in Florida

The Benefits of Hiring a Professional for Balcony Railing Inspections in Florida

Imagine enjoying a beautiful Florida sunset from your balcony, only to have the railing give way beneath you. That's terrifying! Balcony railing inspections in Florida aren't just a formality. They're a crucial safeguard against accidents and potential liabilities....
nnn lease inspection

The Benefits of Regular NNN Lease Inspections for Commercial Properties

When investing in commercial real estate, the longevity and profitability of your investment hinge on several factors. Property management practices play a pivotal role. One often overlooked but crucial strategy is conducting an NNN lease inspection. This detailed...

Request Inspection

We perform thousands of inspections every year

Let our experience of residential and commercial property inspections in the Greater Orlando area work to your advantage!

Click Here To Schedule Online