You may have heard of a home inspection service, and it’s possible you’ve hired the services of a home inspector in the past, but are you aware of what a wind mitigation service is?
A professional wind mitigation simply gives homeowners insight that is needed to understand if their home’s are strong enough to stand up against a named hurricane. If it has the required elements to withstand hurricane force winds, homeowners could qualify for discounts on their insurance premiums.
Excellent discounts are usually given to homeowners who have adequate wind protection features on their property.
Having suitable wind protection features will decrease the possibility of any damage that may occur, especially if you live in a hurricane hot spot that is susceptible to heavy windstorm weather on a regular basis. The insurance companies review the wind mitigation inspection form supplied by the home inspector. If the home is less of an insurance risk, that translates into savings for the homeowner.
A typical wind mitigation inspection will include a professional evaluation of the wind resistant features already in place on your property. Your home’s gable-end, hurricane shutters, wind proof glass, garage doors and roof will all be professionally inspected.
After the wind mitigation inspection has taken place you will be handed a completed report. The completed report will be handed over to your insurance provider and they will calculate the amount of discount that you are due.
To answer the question “is a wind mitigation test a waste of time” no it is not. Any service that can save you money is a good thing, and that’s exactly what a wind mitigation service can do, it can save you money.
If you are looking for home insurance for your property, and your home is in an area prone to strong windstorms, then contact a local home inspection company to learn more about the wind mitigation services they provide.
