It was quite big news, when a few years ago State Farm was simply refusing to offer any type of property insurance to homeowners. It would be safe to say, many homeowners were bothered about this, as their insurance policies were dropped, and premiums from other providers continued to shoot through the roof making coverage nearly impossible to get.
The news is that State Farm is back and offering insurance coverage for the homeowners in Florida once again. It’s hard to know what the insurance premiums are compared to other current insurance providers. What is clear is that the company has changed the inspection requirements, and that is different in comparison to the other insurance carriers across the state of Florida.
State Farm is asking for a four point inspection on properties sometimes as young as six months old. The requirement separates them from the other companies that typically ask for this type of inspection only on properties over 25 years old. State Farm is asking for a more detailed report and extra documentation from inspectors along with an increase in digital photos of the property.
Central Florida Building Inspectors is certified and approved to provide detailed and accurate four point inspections. This will help give you peace of mind and assures you that the report is professional and includes all the new details that coincide with what State Farm is requiring of homeowners.
If you have any questions or concerns, regarding a four point inspection, or any other type of home inspection, please contact us. Our professionally trained and experienced inspectors are available to answer questions.
You can be confident that you will receive high quality service and help from CFBI. If you need a home inspection, then start with a reputable company that is licensed, insured, and certified to do the job right.
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