It was quite big news, when a few years ago State Farm was simply refusing to offer any type of property insurance to homeowners. It would be safe to say, many homeowners were bothered about this, as their insurance policies were dropped, and premiums from other providers continued to shoot through the roof making coverage nearly impossible to get.
The news is that State Farm is back and offering insurance coverage for the homeowners in Florida once again. It’s hard to know what the insurance premiums are compared to other current insurance providers. What is clear is that the company has changed the inspection requirements, and that is different in comparison to the other insurance carriers across the state of Florida.
State Farm is asking for a four point inspection on properties sometimes as young as six months old. The requirement separates them from the other companies that typically ask for this type of inspection only on properties over 25 years old. State Farm is asking for a more detailed report and extra documentation from inspectors along with an increase in digital photos of the property.
Central Florida Building Inspectors is certified and approved to provide detailed and accurate four point inspections. This will help give you peace of mind and assures you that the report is professional and includes all the new details that coincide with what State Farm is requiring of homeowners.
If you have any questions or concerns, regarding a four point inspection, or any other type of home inspection, please contact us. Our professionally trained and experienced inspectors are available to answer questions.
You can be confident that you will receive high quality service and help from CFBI. If you need a home inspection, then start with a reputable company that is licensed, insured, and certified to do the job right.
You, as a homebuyer, will need to do your uttermost to ensure that the property you are looking to buy is a safe and smart investment. This is why a home inspection is becoming an increasingly popular service in the buying process.
More and more people are contacting local home inspection companies to ask about their services, and about specialist services available to them. Specialist services include mold tests, well-water testing, thermal imaging, all are an additional inspection to the usual standard home inspection most inspection companies provide.
The answer to the headline question, do you really need a home inspection is, “Yes. Yes, you do!” Here’s the reason why, a home inspection is vital because it assists you in finding out all you need to know about a property you want to buy.
You need to know if the foundation is safe and not shifting. You need to know if the heating and AC system is functioning properly and it’s life expectancy. To find this out requires a home inspection, and a professional one at that.
Spending the couple of hours it takes to do the inspection walkthrough with the inspector you employ, will be the two of the most important hours spent during the buying process. In those two hours, you can ask any questions.
You will be able to see the property first-hand, and at the end of the inspection you will be handed a fully completed written report detailing any major and minor issues specific to that property.
In some cases, the property that you are looking to buy may need a pool inspection or termite inspection, it’s important to contact a local home inspection company who can provide these specialist services so that your needs are met.
One of the most important things that you need to remember during home purchase process is to hire a home inspector. They are the ones trained to provide you with valuable information in order to make an informed decision regarding any property you are looking at.
People might not be aware that hiring a home inspection is important. It should be considered when contemplating or starting the home buying process. What one needs to understand is that it is an appropriate measure in order to make sure that a sound investment is being made.
A home inspection is a comprehensive report that gives buyers necessary information on a property. It evaluates the stability of the structure, it’s major working components, and can reveal hidden damage. It’s helpful to know if the property is good investment or one worth skipping by.
If thehome is old, or has just recently been built, the bottom line is that it still needs a home inspection, as all homes contain issues. Yes, builders can be truly gifted in the daily work duties and very skilled at getting results, but one does not know if the builder has cut a few corners to achieve those quickly finished results.
A home inspection is one of the best ways to see what issues are major and which ones are minor, but both sets of issues will need addressed.
When it comes to hiring a home inspector to carry out a review on a property make certain that the company is licensed and certified. Of course, verify the validity of both the license and certification to be sure they are active. Buyers should ask to see completed report examples from previous contracts in order to see what will be included.
It is suggested buyers attend the actual home inspection walkthrough, by participating in the inspection one is able to consult with the inspector and ask any questions on the spot. Also, by attending the inspection a buyer can see first hand any issues found and have the written report to refer back to at a later date.
The cheapest mistake that can be made when it comes to buying a home is avoiding a home inspection altogether. A cheap mistake than could turn out to be a costly decision.
If you would like to know what is covered in a typical pre-purchase home inspection, please click to view our Home Inspection Services.
We know from family who have been through buying or selling a home that it can be extremely stressful time. In general, most homeowners are proud of their homes and have put years of hard work, effort into keeping it in good condition, and looking well kept.
So when the time comes to sell your home, and move on, there are some things you can actively do to ensure that your home is prepared for any type of home inspection.
Make sure that you have kept on top of small repairs that are needed within your home. You want things to be in as best condition as possible. Do this to guarantee the sale of your home. You don’t want the sale to hit any snags because of repairs that should have been taken care of years ago.
Make sure that your home is clean and tidy well before the inspector turns up to do his job. You don’t want the buyer’s inspector turning up at your door with the “prospective buyers” and you’ve forgotten that he was coming. The last thing you want to present is dishes in the sink, clothes on the floor, and all the rest that comes with home life.
Make sure that if you have any pets that they are not around when the inspector and buyer arrive. Some people are allergic to pet hair, and you don’t need the smell of wet dog, or soiled cat litter added to the air of your home at the time of inspection.
Make sure that you have left your home, or leave as the inspector arrives; you want the buyer to be as comfortable as possible when looking around your property. If a homeowner is present, it can be stressful for the buyer, and could put them under pressure that is not positive to the sale of the home.
These are simple to follow, helpful, and easy things you can do to prepare for a home inspection service at your property. You want it run smoothly; you need that sale, and you need to feel confident you did all you could to make that happen.
