Can a Home Inspection help me Financially?

A home inspection can help you make the best decision regarding your future

Buying a home is an exciting time for those involved, but it can also be quite a stressful time as well. The endless searching finally ceases when you eventually find a property that you feel you can call home.

What you need to watch out for, after choosing a home, is that if you are not experienced in home inspections, you can be fooled by the “nice” appearance of the property. It could lead to making one of the biggest financial mistakes of your life.

Prior to buying any home, the best option is to contact a local home inspection company. One that has experience and knowledge of the home inspection industry, as they can provide you with a professional evaluation of the true nature of the structure you want to call home.

As mentioned, a property may look sound from the outside, but it could be falling apart inside and would be better off being pulled down and rebuilt!

A professional home inspector can assess the stability of the house, and offer professional guidance on how you correct any major concerns found on the property. An inspection also gives you the best information that you need to make a confident financial decision regarding the place you want to name “home”.

Don’t leave anything to chance. If you are in the middle of the home buying process, or have your eyes set on a certain property, make sure to prioritize contacting a local professional home inspection company. You want to make a smart investment and not lose money after purchasing because of unforeseen repairs.

A completed home inspection report is vital, and can be the determining factor in helping you decide to sign on the property or continue to search elsewhere.

The best decision that you can make before the home buying process begins is picking up the phone and  booking inspection services to ensure that you get the results you need, in order to find the right property to call home.

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How important is a Wind Mitigation Test and How Does it Affect my Home Insurance?

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When you are thinking about purchasing a property, or you already own a property, make sure to contact a professional home inspection company for a home review on that property. A home inspection is not just a one-time service, there are many specialist services home inspection company’s offer to give customers peace of mind.

One service, we will have a look at today, is a wind mitigation test.  A wind mitigation test is a service that is carried out to help homeowner’s qualify for a discount on their insurance premiums. The discounts and lower prices are usually given by insurance providers to homeowners that have suitable wind resistant features protecting their homes, e.g. roof straps, impact-resistant windows, and/or reinforced garage doors.

Having adequate wind resistant features protecting your home helps significantly, especially if your home is located in an area where there is high hurricane activity and severe wet seasons. The insurance providers see that having suitable protection decreases the chances of that home being damaged during strong storms. This results in the insurance company being less likely to pay out in damages every time there is a hurricane or every time the wet seasons hit.

When a wind mitigation test is carried out on the home’s roof, gable end bracing,  even the design, the positioning of the building, add wall connections will all be evaluated and correctly inspected. Garage doors and fitted hurricane shutters will be tested for functionality and safety. After submitting the test to your insurance company they will calculate the appropriate discount amount.

If you would like a wind mitigation test carried out on your property to lower your insurance premiums, then contact a local professional home inspection company today. Make sure that your home is safe during these tough weather seasons and that you have the best insurance coverage should anything unpredictable happen.

 

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My Future Home looks Fine, Why do I need a Home Inspection?

How safe is your home from major defects

Did you know that around two out of every five homes in the USA suffer from some sort of major defect? The thing about major defects is that they are generally not cheap to fix, hence the term major defect. A major defect, such as, a damaged neglected roof can cost anything upward of $15,000 to fix and repair.

The only real way that you can protect yourself financially from large repair bills is by investing in a home inspection service. If you are looking at buying a home, then a professional home inspector is the person that you need to hire. They can look over the property that has caught your eye and give it a proper assessment based on knowledge of current building codes.

A fully qualified home inspector is trained to find the hidden issues that lay unseen. The kind of issues that most people don’t see due to lack of home inspection experience. The good thing about hiring a home inspector is that their services can save you money in the long run.

Potential and existing problems can be highlighted and evaluated helping you to make the best and informed decision regarding the property purchase. You need help to determine if it’s a suitable investment opportunity.

Home inspections are becoming more and more popular, and most bank lenders will now require that a home inspection is carried out during the home buying process. When choosing a home inspector, keep in mind that you are looking for the most skilled and experienced of home inspection companies. This assures that you get the best inspector to provide the needed services.

Its common sense to include a home inspection service when you are going through the home buying process. You don’t want to sign on any property until you have a completed home inspection report in your hand with detailed information about the home you are looking at.

Get the home you are looking to buy, inspected today. Be confident that the property is a safe environment for you and your family to build your lives.

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What to know about Asbestos in the Home

 

Asbestos damage to the lungs

In the past, building standards were not as strict and far more relaxed then what they are today. This means there were a number of various materials used in everyday construction because they were cheaper to work with. Unfortunately, it has been found out that some of the materials used pose a serious health risk, and only now people are starting to see the affects it is having on a person’s health.

The one material that brings the most concern is the prior use of asbestos in building and roof materials. At the time, asbestos posed no real serious health risks. Now however, it is known that if asbestos materials are broken up or disturbed the asbestos particles can enter the respiratory system and lungs.

The thing with asbestos poisoning is that the effects don’t show immediately and sometimes take years to surface when it might be too late to do anything about it. There are three main illnesses caused by asbestos listed below.

The first is, Mesothelioma, this is a cancer that affects the lungs and the lining of them, in addition to the digestive track.

The second is, Asbestosis, this is scarring of the lungs, which comes about from long periods of exposure to damaged asbestos throughout the years. Shortness of breath, that worsens over the years is one of the symptoms.

The third is, Lung Cancer, those who are smokers have a higher risk of this disease if asbestos fibers are inhaled into the lungs.

If you have any concern regarding the materials used in the construction of your home, especially if it’s over 30 years old contact a professional home inspection company. They usually offer a free consultation, and if they are not certified to handle asbestos inspections, they can refer you to a certified asbestos inspector.

If you would like to know a detailed list of items in your home that might contain asbestos, you can read more via the Consumer Product Safety Commission, here.

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A Home Inspection is a great way to Professionally Identify Termite Activity

 

Termites are never a pretty picture

The sight of termites in and around your home is never a good thing. As a homebuyer, it can be a deal killer and it’s a sign that you’ll need to dip into your emergency funds in order to treat and eradicate them. After they are gone, you’ll need to repair the damage caused to the home’s structure. In any case, the termites are not welcome visitors.

Most termite treatment plans are very effective in eliminating and keeping termites away. Although, the treatment would need to be regular to ensure that once the termites are gone that they stay away.

The state of Florida is a termite hot spot, which is not good news to residents or potential homebuyers needing to relocate. This means homeowners have a duty to keep their eyes peeled for termite infestation, termite activity, and damage.

Termites love dark and damp rotting wood; they are voracious wood eating insects that work in a team to devour. The insects have a tendency to get into any cracks in a home’s foundation. Once inside they have access to any wood used in the structure’s joists. If termites are not treated, and found early, the damage they cause is both devastating and costly.

The problem with termite damage is that it happens from the inside out and is difficult to detect until the damage is advanced. The best way to ensure your property, or your potential property, is termite free is to request a termite inspection.

Most home inspection companies offer a termite inspection as part of a specialized service. If you have any concerns, regarding termite infestation, then make sure to speak with a local and certified home inspector.

A professional home inspection company is able to provide you with a qualified and experienced home inspector. A home inspector is able to evaluate the damage and instruct you on what the most effective treatment plans are, and the best way to get repairs done. Get termites treated fast, so you don’t have to move out when they move in!

 

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